{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"99181abe-75ec-4f30-8099-2e3f34a82d71","name":"ChexIT Developer API  OTC / Healthy Benefits","description":"## About OTC and Healthy Benefit Payments\n\nOver-the-Counter (OTC) and Healthy Benefit payments are specialized payment programs most often funded through **Medicare Part C (Medicare Advantage)** health plans. These supplemental benefits are offered by participating health insurance providers to help members purchase eligible health and wellness products that support healthy living.\n\nUnlike traditional payment cards, OTC and Healthy Benefit cards can only be used to purchase items approved by the member's health plan. Eligibility is determined at the product level, and only qualifying items are approved for payment. Common eligible products include:\n\n- Over-the-counter medications\n    \n- First aid supplies\n    \n- Vitamins and nutritional supplements (when covered by the plan)\n    \n- Medical equipment and supplies\n    \n- Personal care items\n    \n- Wellness products\n    \n- Select healthy food items (depending on the member's benefit plan)\n    \n\nEach Medicare Advantage plan defines its own benefit rules, including eligible products, available benefit balances, and spending limitations. During checkout, the payment network validates the member's available balance and determines which items in the transaction qualify for coverage. Eligible items are approved up to the available benefit amount, while non-eligible items or any remaining balance must be paid using another accepted payment method.\n\nThe CDE Healthy Benefits API enables POS applications to integrate directly with supported benefit networks, allowing merchants to:\n\n- Validate benefit eligibility.\n    \n- Process Healthy Benefit and OTC payment transactions.\n    \n- Receive detailed approval and response information.\n    \n- Support split-tender transactions when only a portion of the purchase is eligible for benefit payment.\n    \n\nBy integrating with the CDE Healthy Benefits API, merchants can provide a seamless checkout experience for customers using Medicare Advantage supplemental benefit cards while ensuring transactions comply with each benefit network's eligibility rules.\n\n## Chexit Developer API\n\nThis API documentation is designed to help software developers integrate Point of Sale (POS) applications with CDE's payment services for **Healthy Benefits and Over-the-Counter (OTC)** transactions.\n\nUsing this API, your POS application can securely process the following payment types:\n\n- Healthy Benefits\n    \n- Over-the-Counter (OTC) Benefits\n    \n\nThis guide provides comprehensive information for integrating with the CDE API platform, including how to establish a secure connection, authenticate requests, submit payment transactions, and interpret API responses. It also includes implementation best practices, error handling guidelines, and sample requests and responses to help simplify development and accelerate your integration.\n\n## Getting Started\n\nTo begin your integration, your organization will be provided with API credentials and a Sandbox Location ID by your CDE Account Manager.\n\nIf you have not yet received these credentials, please contact your Account Manager before proceeding.\n\n### API Credentials\n\nYour API credentials are used to authenticate with the CDE platform and generate the access token required for all API requests. This token must be included in every authenticated API call.\n\n### Location ID\n\nThe Location ID uniquely identifies a specific merchant location within the CDE platform. This value is required for virtually all payment-related API requests and is referenced throughout this documentation. Ensure you use the appropriate Location ID for the merchant location you are 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